We offer hard money loans in California.  These are loans that are secured by real estate which are typically property driven rather than credit based decisions.  With a five minute phone call, we can typically let you know if and how we can assist your particular transaction.  Call us today at 877 462 3422.

We can help secure funding for many types of properties in California.  These property types include land, construction, rehab, commercial, residential, multi-unit and unique property types.  Our lending guidelines can vary depending on where in California your property is located.

San Francisco Bay Area Hard Money Loans

We are located in the San Francisco Bay Area, and are very comfortable lending in our backyard.  In addition to our comfort level, we can often times put together more aggressive terms on properties in select Bay Area cities. For example, on San Francisco hard money loans, we can potentially push the loan to value on a property as high as 70%.  For comparison’s sake, on Sacramento hard money loans we are typically going to cap out at about a 60% loan to value.

There are various shades of grey between these two loan to value levels as well.  For a San Jose hard money loan, we likely cannot get to 70% on a loan to value, but may well be able to get to the 65% mark.  The same is true for hard money loans in places like Fremont, Walnut Creek and the 680 corridor between Pleasanton and Alamo, or the 24 corridor that includes Orinda, Lafayette and Moraga.

For San Francisco Bay Area hard money lenders, the most important thing is the collateral value of the property securing the loan.  With that being said, having a strong guarantor can also help.  While we are not credit driven with our lending, sometimes good credit or assets can give us the push needed to make a deal work for both the investors and the borrower.

If you have a property in need of a hard money loan in the San Francisco Bay Area, give us a call today and we’ll be happy to discuss the options we can provide.